Frugal Ways To Reduce Your Fourth Quarter Expenses

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Under the Median
Published at : 05 Oct 2021
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The 4th quarter is filled with holidays. From Halloween to Christmas or Hanukkah or kwanzaa, costs can mount quickly. In this video we give you down-to-earth, common sense advice about frugal ways to reduce your fourth quarter expenses.

There are several easy frugal steps you can take to reduce frustration and overspending during the final stretch of the year. We give you thrifty strategies for reducing expenses and creating a plan that will leave you celebrating on December 31st.

00:00 - Introduction
01:15 - Why the fourth quarter is expensive
03:00 - Forecast your income and expenses
04:29 - Track your expenses
08:08 - Frugal quarterly budget planning - with actual examples
20:55 - Set spending limits
23:26 - Shop off season
26:08 - Avoid last minute panic shopping
27:08 - Shop thrift stores

//MENTIONED IN THE PROGRAM:

○ Quarterly Expense Tracker: https://underthemedian.com/quarterly-expense-tracker/

MORE VIDEOS:

○ 10 Tips for Thrift Store Shopping: https://www.youtube.com/watch?v=GXrIlVY7Mv4&t=524s
○ Our Amazing $250 Bulk Food Haul: amazing $250 bulk food haul

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We’re Hope and Larry and we raised our four sons, debt-free, including paying cash for our home (when our salary averaged less than $40,000). For tips on saving money, budgeting, paying off debt, and setting goals (while living with a spirit of joy and abundance), subscribe to us here on YouTube and visit us at our website and on social media.



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